With leaves falling and cold temperatures filling the air, it’s time to pay extra attention to the road and to potential animal hazards including deer. A deer popping out from the side of the road is a scary proposition at any time of year and especially hazardous when road conditions are slick with fresh rain or icy because of cold temperatures. Peak accident times include both the early and late hours of the day. In truth it is important to...

If you’re a driver in the US, or many countries for that matter, you are required by law to have car insurance. Driving without car insurance is illegal, and for a very good reason. Although a technical US exception is New Hampshire, where drivers don’t have to have insurance per se… they still have to be able to prove that they have enough money put away in order to pay out if a crash happens. For all intents and purposes… you have to have car...

We’ve all been there at some point – you’ve just passed your test, you’re excited to finally have some freedom, and then you realize that you’re going to have to pay car insurance. Car insurance, like all insurance, features premiums which are calculated according to risk. Unfortunately, the younger and the more inexperienced you are at driving, the higher the risk is that you’re going to crash. The result? Largely unaffordable car insurance...

If you’re looking to buy a new car, there’s an awful lot of factors to consider in addition to the purchase price, and ensuring that you can afford them all is an essential part of the car-buying process. Here we list some factors to consider when buying a new car! Financing vs Purchasing If you can purchase a car in full, this is always the better option financially, as you won’t be paying any interest on the price. However, if you’re looking...

It’s hard to know when to shop around for your home insurance, as there are no set guidelines in place unless you’re moving or getting married. Because of this mysteriousness surrounding home insurance, here we have ascertained some guidelines to help you decide that it’s time to look into your home insurance. Buying a house This is, of course, the most obvious one, as it’s critical to insure your new investment. You should take out a home...

It’s easy to worry about your home when you’re away on a vacation or a business trip. Did you lock all the doors? Did you leave the stove on? Does it look obvious that the house is empty? These are all legitimate worries when you’re spending time away from your humble abode. Fret not, however, as here we have compiled some ways of securing and protecting your home while you are away on business or pleasure! Basic measures First things first,...